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RESULTS: SORT BY: RELEVANCE | DATE
  • Perspective

    Explore the Lesser-Known Benefits of Borrowing on Margin

    It is often surprising to find so few investors and financial professionals that are aware of the possibilities and advantages of borrowing on margin.

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  • E-Guide

    Designating Powers of Attorney: Selection, Documentation, and Communication Best Practices

    Most of our clients put Powers of Attorney or “POAs” in place as they age. POAs are legal documents that allow you to name an “agent” (also sometimes referred to as an “Attorney-in-fact”) to act on your behalf for financial or health care decisions, and are key components of any estate plan.

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  • Q&A

    Equity Market Volatility and Long/Short Investing

    Bronfman Rothschild recently hosted a discussion with Chief Investment Officer Dmitriy Katsnelson and Boston Partners Portfolio Manager Jay Feeney to discuss strategies for managing market volatility. Part of this discussion focused on long/short investing, an investment strategy that includes buying investments that are expected to increase in value over time while also selling short investments that are expected to decrease in value.

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  • Whitepaper

    Best Practices of Financial Wellness Programs

    Implementing a financial wellness plan that includes financial education can increase participation and offer other related benefits including improved productivity, mood and culture improvements, higher employee retention, and on time retirement for aging employees.

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  • Whitepaper

    Naming Account Beneficiaries: Don’t Overlook this Important Planning Opportunity

    Keeping beneficiaries current is an important part of long-term financial and estate planning. Here we explore some best practices when selecting beneficiaries on various financial accounts, as well as some unintended consequences that occur when proper updates are not made.

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  • E-Guide

    An Estate Planning Primer: Questions, Guidance, and Checklists

    How much should my estate plan cover? Am I missing important documents? Am I using the most appropriate trust to ensure my wishes? If you’re asking these questions, you’re not alone. The uncertainties of the estate planning process are not unfounded – and with 42% of Baby Boomers having no estate planning documents prepared, more and more people continue to feel underprepared.

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  • E-Guide

    How a Plan (and an Advisor) can help during Key Life Events

    From managing your first regular paycheck, buying your first home, and starting a family, to navigating newfound independence and preparing for retirement – a trusted financial advisor can be your most valuable resource. Each life stage comes with unique financial challenges, and we designed this guide to help prepare you for what to expect.

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  • Plan Sponsor Alert

    Safe Harbor 401(k) Plans Make Sense for Many Businesses

    What is a safe harbor 401(k) plan? As its name implies, it is supposed to give a plan sponsor peace of mind. For a plan to be considered a safe harbor plan, the employer must provide a safe harbor match to all actively deferring participants or a non-elective contribution to every employee, regardless of their status as a retirement plan contributor.

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  • Perspective

    The Cryptocurrency Question

    Chief Investment Officer & Principal Dmitriy Katsnelson tackles the topic of cryptocurrency, paying special attention to the implications that blockchain technology offer to investment markets.

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  • White Paper

    How Do Savvy Investors Plan for Education Expenses?

    Education funding is one of the largest expenditures most American families will undertake, and costs continue to grow, far outpacing inflation. Today, average costs for just tuition and fees, not including room and board, exceed $33,480 per year for private schools, and $9,650 for in-state residents (or $24,930 for out-of-state residents attending public schools).

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  • White Paper

    Adding Automatic Features to your 401(k) Retirement Plan

    As a 401(k) plan sponsor, you have already taken the important step to offer a significant benefit that can help your employees save for their retirement. However, many companies that offer an attractive retirement benefit still find a portion of their employees do not participate in the plan.

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  • White Paper

    Post Divorce Financial Planning

    Most people don’t begin their marriage expecting it to end in divorce. However, statistics suggest that a significant portion of marriages will ultimately fail, perhaps a third or more. For those who do find themselves ending a marriage, a lot can be on the line financially as marital property, including investments, must be divided.

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  • White Paper

    On Your Own: Financial Advice After Losing Your Spouse

    As you deal with grief and loss, you will be required to make critical legal and financial decisions.

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  • White Paper

    Bundled vs. Unbundled Service for Plan Sponsors

    Retirement plan sponsors have a lot of choice in the design and implementation of plans, but should they choose bundled or unbundled service? Buddy Horner discusses the kinds of plans each option might be best for here.

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  • Plan Sponsor Alert

    Participant Deferral Rates

    Industry research increasingly points to the positive benefits of both automatic enrollment and automatic escalation features in 401k plans. Behavioral economists have demonstrated that implementing these programs result in higher participation rates and higher rates of participant deferrals.

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  • White Paper

    Optimize Your Charitable Giving with Donor Advised Funds

    A thoughtfully planned and implemented charitable giving strategy can result in greater tax savings and after-tax results.

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  • White Paper

    Target-Date Funds- Are Your Retirement Plans On Target?

    Target-date funds (TDFs) continue to be an attractive option for investors and have become a major component among plan sponsors' extensive retirement plan offerings.

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  • White Paper

    Using Behavioral Finance to Shape Financial Planning

    The field of behavioral finance is not new, but employing its core tenets is gaining favor among investors, advisors, and plan sponsors who recognize its value in influencing sound financial decisions.

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  • White Paper

    Retirement Plan Participants Need Reasonable Investment Fees

    According to a recent Aon Hewitt survey, half of plan sponsors are very or somewhat concerned about 401(k) plan expenses and three-quarters of employers review their fees and plan costs annually. Plan sponsors want their employees to be able to retire with adequate savings.

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  • White Paper

    Six Features Plan Sponsors Should Consider When Restating Their Plans

    All prototype and individually designed volume submitter retirement plans are required to be updated and resubmitted to the IRS for review and approval every six years. All of these plans must be restated by April 30, 2016. While this is a requirement, it is also an opportunity to revisit your retirement benefit.

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  • White Paper

    Divorcing and Over 50? Make Finances Your Top Priority

    Divorce is a reality for a growing number of aging couples, a phenomenon commonly referred to as “gray divorce”. According to a 2013 study at Bowling Green State University, the divorce rate among adults ages 50 and older doubled between 1990 and 2010.

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  • White Paper

    Principles of Successful Retirement Plan Design: A focus on the Employee’s Retirement Readiness

    With 17 years of experience in focusing our attention on helping plan sponsors structure and administer their retirement plans, we’ve identified five principles that we believe contribute to success. This white paper will explore these principles and offer a framework for plan sponsors to design and manage an effective retirement plan.

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  • White Paper

    The Role Your Plan's Advisor Might Play

    Is your advisor a fiduciary or a co-fiduciary for your plan? Or, is your advisor refusing to assume any fiduciary role? Is your business liable for your retirement plan’s investment decisions? Is your investment advisor, your plan’s investment manager? These can be confusing points of differentiation, with very different impacts to your organization’s retirement plan.

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  • White Paper

    Social Security Optimization – What You Should Know

    It is no secret that many Americans are ill prepared for retirement (excluding Bronfman E.L. Rothschild clients, of course). With the continued disappearance of defined-benefit pension plans (apart from public sector employees), inadequate savings, low interest rates, and poor stock market performance from 2000-2002 and 2007-2008, people are depending on Social Security now more than ever before.

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